Choose the Credit Plan That Fits Your Situation
ITALCREDI offers three structured lending tiers designed to match different borrower profiles, income levels, and financial goals. Each plan comes with fixed rates, a transparent repayment schedule, and dedicated support throughout the loan term. Select the plan that aligns with your income type and borrowing needs, and our advisors will customise the terms to your specific situation.
Essential
Designed for first-time borrowers or those with straightforward short-term financing needs. Ideal for employees or retirees seeking a single manageable monthly deduction.
- Loan amounts from €2,000 to €15,000
- Repayment terms from 24 to 60 months
- Cessione del Quinto eligibility included
- Fixed monthly installment guaranteed
- Digital application and fast decision within 24 hours
Advanced
Built for borrowers who need higher credit capacity, including those wishing to combine Cessione del Quinto with a Delegation of Payment loan. Suitable for employees with stable long-term contracts.
- Loan amounts from €15,001 to €50,000
- Repayment terms from 36 to 120 months
- Combined salary assignment and delegation available
- Priority processing and dedicated loan officer
- Optional payment protection insurance included
Premier
A comprehensive credit solution for high-value personal financing requirements, including debt consolidation, major home works, or significant life events. Best suited for senior employees and long-serving public-sector workers.
- Loan amounts from €50,001 to €150,000
- Repayment terms from 60 to 120 months
- Full debt consolidation service included
- Dedicated relationship manager throughout loan term
- Annual loan review and restructuring option available